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Czech National Bank Governor Aleš Michl is exploring Bitcoin as a potential diversification strategy for the country's foreign exchange reserves, although no immediate plans for acquisition exist. The bank will focus on increasing gold holdings to 5% of total assets by 2028, while Bitcoin's robust returns may prompt future discussions on its role as a reserve asset. In the U.S., bipartisan support is building for the Bitcoin Act, which proposes a strategic Bitcoin reserve, potentially elevating Bitcoin's status as a savings technology.
Anastasija Plotnikova, CEO of Fideum Group, emphasizes that while regulations like MiCA may benefit traditional banks, they could hinder user experience in fintech by introducing friction. She advocates for embedded finance to simplify interactions with digital assets, making them more accessible and intuitive for users. As digital assets gain traction, the integration of AI and compliance technologies will be crucial for fostering a secure trading environment and ensuring adherence to evolving regulations.
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